An interactive tool that presents Resurs Holdings financial data Segments Income statement Balance sheet Performance Measures Segments Alt. Performance Measures Quarters Quarters Segment Payment Solutions Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022 Q2 2022 Q1 2022 Q4 2021 Lending to the public at the end of the period 14,538 14,359 13,787 12,958 13,045 12,232 11,711 11,531 11,463 Operating Income 351 341 334 342 348 319 300 303 290 Operating income less credit losses 201 279 277 284 288 277 262 268 261 Risk adjusted NBI margin, % 5.6% 7.9% 8.3% 8.7% 9.1% 9.3% 9.0% 9.3% 9.3% NBI Margin, % 9.7% 9.7% 10.0% 10.5% 11.0% 10.6% 10.3% 10.5% 10.4% Credit loss ratio, % 4.2% 1.8% 1.7% 1.8% 1.9% 1.4% 1.3% 1.2% 1.06% Consumer Loans Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022 Q2 2022 Q1 2022 Q4 2021 Lending to the public at the end of the period 24,308 25,473 25,818 24,511 24,142 23,502 22,854 22,657 21,884 Operating Income 538 541 532 511 504 491 474 465 466 Operating income less credit losses 73 334 325 285 328 336 333 323 323 Risk adjusted NBI margin, % 1.2% 5.2% 5.2% 4.7% 5.5% 5.8% 5.9% 5.8% 6.0% NBI Margin, % 8.6% 8.4% 8.5% 8.4% 8.5% 8.5% 8.3% 8.3% 8.7% Credit loss ratio, % 7.5% 3.2% 3.3% 3.7% 3.0% 2.7% 2.5% 2.5% 2.7% SEK million, unless otherwise specified