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An interactive tool that presents Resurs Holdings financial data

Segment            
Payment Solutions Q4 2020 Q3 2020 Q2 2020 Q1 2020 Q4 2019 Q3 2019
Lending to the public at the end of the period 10,994 11,072 10,921 11,148 11,426 11,408
Operating Income 338 338 354 378 397 380
Operating income less credit losses 290 272 285 301 305 347
Risk adjusted NBI margin, % 10.5% 9.9% 10.3% 10.7% 10.7% 12.3%
NBI Margin, % 12.3% 12.3% 12.8% 13.4% 13.9% 13.5%
Credit loss ratio, % 1.7% 2.4% 2.5% 2.7% 3.2% 1.2%
         
Consumer Loans Q4 2020 Q3 2020 Q2 2020 Q1 2020 Q4 2019 Q3 2019
Lending to the public at the end of the period 19,865 20,116 19,932 19,999 19,919 19,717
Operating Income 476 506 512 505 490 498
Operating income less credit losses 329 377 380 319 371 375
Risk adjusted NBI margin, % 6.6% 7.5% 7.6% 6.4% 7.5% 7.7%
NBI Margin, % 9.5% 10.1% 10.3% 10.1% 9.9% 10.3%
Credit loss ratio, % 2.9% 2.6% 2.6% 3.7% 2.4% 2.5%
         
Insurance Q4 2020 Q3 2020 Q2 2020 Q1 2020 Q4 2019 Q3 2019
Premiums earned 232 225 227 229 232 232
Operating Income 66 67 69 17 60 52
Technical result 36 27 25 30 35 24
Operating profit 43 44 42 -9 37 28
Combined ratio, % 86.5% 88.8% 89.7% 87.7% 87.8% 90.2%
             
             
SEK million, unless otherwise specified