Sustainability risk refers to the risk of negative financial consequences or other adverse effects on operations resulting from events related to environmental, social or governance factors (ESG).
Sustainability risks are not defined as separate risks but are integrated into Resurs’ overall risk management process. The work includes identification, assessment, management, monitoring and reporting of risks and is based on a risk-based approach integrated into daily operations. The work is governed by applicable legislation as well as external regulations and guidelines.
Through the double materiality assessment, Resurs has identified sustainability risks related to, among other areas, climate, customer privacy and information security, sustainable lending, corporate culture, corruption and bribery, as well as money laundering and financial crime.
A more detailed description of identified sustainability risks is available in Resurs’ Annual and Sustainability Report 2025, see pages 43–50, 53 and 55–58.