The Resurs Holding Group (Resurs), which operates through its subsidiary Resurs Bank AB, is the leader in retail finance in the Nordic region, offering payment solutions and consumer loans in the Nordic market. At the end of 2022, the Group had 647 employees and a loan portfolio of SEK 37.2 billion.
Resurs in brief
2022 was a year of change for Resurs. The business segments showed healthy growth despite more challenging times. We welcomed new partners, including JYSK and Komplett, while we strengthened our business financing sustainable investments in the home. The development of our new cloud-based core banking system is also proceeding according to plan. Together we are delivering on our transformation journey and we are moving full speed ahead into 2023 as well.
Our business segments
The Payment Solutions business segment comprises the business lines Retail Finance, Cards and B2B (business-to-business). Within retail finance, Resurs is a leading omni-partner for finance, payment and loyalty solutions in the Nordic region. Cards includes the Resurs credit and payment cards that enable retail finance partners to promote their own brands. The B2B area primarily focuses on invoice factoring and invoice discounting for small and mid-sized companies.
The Consumer Loans business segment offers unsecured consumer loans and secured loans with collateral in residential properties in the Nordic market. A consumer loan is normally used to finance larger purchases and investments. Consumer Loans also helps consumers to consolidate their loans in order to reduce their monthly payments and/or interest expense. The segment also offers secured loans with collateral in residential properties in the Norwegian market.
More from Resurs
Resurs is to conduct sustainable operations that protect the environment, people and the economy. Our objective is to make a difference to the daily lives of our customers, partners, employees and our planet.
For more in-depth and detailed information about Resurs’s performance, all interim reports, year-end reports and annual reports since 2014 are available for download and reading.