With an eye for retailers since 1977
Resurs Holding operates through its subsidiary Resurs Bank AB and is the leader in retail finance in the Nordic region, offering payment solutions and consumer loans in the entire Nordic market.
Resurs was founded by retailers for retailers, and its business model is therefore based on retail experience. Today, Resurs is a leader in the growing Nordic consumer credit market, with slightly more than six million customers in its customer database. There are important synergies between Resurs’ business segments, and the customer database generates significant opportunities for cost-efficient cross-selling.
The foundation of our payment and financing solution offerings is that they are based upon sustainable credit lending, which is also the core of Resurs’ business model. With sustainable credit lending, we will lay the foundation for smart and secure loans, thereby contributing to sustainable business that meets an existing demand while creating value for all parties involved. The stability of Resurs’ credit losses and customers’ unchanged payment patterns in 2020 and 2021, the year of the pandemic, provides good understanding of how Resurs views its responsibility as a creditor.