Resurs Holding Interim Report January – March 2022


“In the first quarter of 2022, we saw solid growth in lending of 8 per cent, and profit growth of 8 per cent year-on-year. We took Resurs’s transformation journey to the next level during the quarter, and I am happy to now reveal more about our fundamental philosophy of creating a balance in people’s everyday finances. By clarifying what Resurs wants and stands for, we will become a market player that more people will notice, and the possibilities this creates are infinite.” Nils Carlsson, CEO Resurs Holding AB

1 January–31 March 2022*

  • Lending to the public rose 8% to SEK 34,187 million, up 7% in constant currencies.
  • Operating income fell 1% to SEK 766 million
  • C/I before credit losses was 43.0% (42.7%)
  • The credit loss ratio improved to 2.1% (2.5%)
  • Operating profit rose 5% to SEK 260 million
  • Earnings per share rose 8% to SEK 1.00 per share (0.93), before and after dilution.

Telephone conference

A web-cast telephone conference will be held at 11:00 CEST on the 27of April, where Resurs’s CEO Nils Carlsson and CFO Sofie Tarring Lindell will present the report. The presentation will be followed by a Q&A session. The presentation will be held in Swedish, but will also be translated into English, and can be followed on the web or over the phone. To participate in the teleconference, call one of the following numbers: Sweden +46850558358 United Kingdom +443333009032 United States +16319131422. You can follow and listen to the presentation and the conference on the following pages:

More information
Nils Carlsson, CEO,, +46 766 44 77 00
Sofie Tarring Lindell, CFO & Head of IR,, +46 73 644 33 95

This information is information that Resurs Holding AB is obliged to make public pursuant to the EU Market Abuse Regulation. The information was submitted for publication, through the agency of the contact person set out above, at 07:30 CET on 27th April 2022.

Resurs Holding
Resurs Holding (Resurs) operates through its subsidiary Resurs Bank and has since 1977 built up a customer base of 6 million customers in the Nordic region and has established itself as a leading partner in retail and e-commerce. Resurs wants to create balance in people’s personal finances. On that foundation, we develop offers and services within loans, savings and payments that are based on people’s everyday lives. Resurs Bank has had a banking license since 2001 and is supervised by the Swedish Financial Supervisory Authority. The Resurs Group operates in Sweden, Denmark, Norway and Finland. At the end of the first quarter of 2022, the Group had 591 employees and a loan portfolio of SEK 34.2 billion. Resurs Holding is listed on Nasdaq Stockholm.

*Certain performance measures provided in this section have not been prepared in accordance with IFRS or the capital adequacy rules, meaning that they are alternative performance measures. Calculations and reconciliation against information in the financial statements of these performance measures are provided on the website under “Financial reports.” Definitions of performance measures are provided on the website under “Financial data.”